Terms & Conditions Topup77 – Complete Platform User Guide

To register and use the topup77 platform, you must meet all of the following eligibility criteria without exception:

• Be at least 18 years of age at the time of registering your topup77 account.
• Have full legal capacity to enter into a binding agreement under the laws applicable to you.
• Not currently on a self-exclusion list issued by topup77 or any relevant regulatory body.
• Registering voluntarily in your own personal capacity and not as an agent or representative of any third party.
• Provide accurate, truthful, and complete information during the topup77 account registration process.

During registration, you are required to provide your full name, an active Malaysian phone number, and a strong password. topup77 reserves the right to request additional identity verification at any time — including a copy of your ID — as part of mandatory Know Your Customer (KYC) procedures. Failure to provide the requested verification documents within the specified timeframe may result in your topup77 account being temporarily suspended until verification is complete.

Each individual is entitled to only one active topup77 account at any given time. Multiple accounts — whether created using the same details, the same IP address, or the same device — are strictly prohibited and constitute a serious breach of topup77's terms. All duplicate accounts detected will be terminated and the entire balance forfeited without any payment obligation.

Topup77 supports the following Malaysian payment methods for deposits and withdrawals:

Withdrawals may only be made to the same payment method used for the deposit — or to a bank account or e-wallet verified in the name of the registered topup77 user. topup77 does not permit withdrawals to third-party accounts for security and anti-money laundering reasons.

Prior to processing your first withdrawal, topup77 may require identity verification (KYC), including a copy of your ID and proof of ownership of your payment method. Verification is typically completed within 24 hours. Once your topup77 account is fully verified, subsequent withdrawals are processed automatically with no additional verification required.

• topup77 does not charge any processing fees for deposits or withdrawals. However, your e-wallet provider or bank may apply their own transaction charges.
• topup77 reserves the right to hold withdrawals for up to 7 business days for security review purposes in certain cases deemed high-risk.
• Funds deposited into your topup77 account do not earn interest, as they are held in a segregated client account.
• For withdrawal amounts exceeding RM 10,000 within a 24-hour period, additional review may be required in accordance with topup77's internal procedures.

Topup77 offers a variety of bonuses and promotions to its members. All bonuses are subject to the following general conditions unless otherwise stated in the specific promotion's terms:

• All topup77 bonuses are subject to rollover requirements before any withdrawal is permitted. The specific rollover requirement for each promotion is stated in its respective terms.
• The topup77 welcome bonus is available exclusively to new members making their first deposit. Each account is entitled to the welcome bonus once only.
• The 1% daily rebate is calculated based on the total settled bets within that 24-hour period and credited to your topup77 account the following day.
• The weekly 10% cashback is calculated based on net losses (deposits minus withdrawals minus bonuses) for the Monday-to-Sunday period and is credited every Monday.
• topup77 reserves the right to modify, suspend, or terminate any promotion at any time with reasonable notice to affected users.
• Any attempt to abuse the topup77 bonus system — including but not limited to bonus arbitrage, creating multiple accounts to claim bonuses, or the use of bots — will result in bonus forfeiture and possible account closure.

Topup77 offers an extensive sports betting market covering football (Malaysia Super League, EPL, La Liga, Bundesliga, Champions League), badminton (BWF World Tour, Thomas & Uber Cup), esports (MPL Malaysia, Dota 2, Valorant), basketball (NBA), tennis (ATP/WTA), and over 30 other sports. The following general rules apply to all sports bets placed on topup77:

• A bet is only considered valid once it has been confirmed and accepted by the topup77 system. You will receive confirmation via your bet slip.
• The odds displayed on the topup77 platform at the time a bet is placed are the odds that apply — not the odds at the time of settlement (unless explicitly stated as BSP or Starting Price bets).
• If a match is cancelled, postponed, or not completed within 24 hours of its scheduled start time, topup77 will void all related bets and return the funds to the user's account.
• For football matches, all bets are generally settled based on the result after 90 minutes of regular time (including injury time) unless otherwise stated.
• For in-play betting on topup77, odds can change rapidly. Bets submitted during a system delay may be accepted at different odds or rejected entirely, depending on the applicable topup77 market policy.
• topup77 reserves the right to restrict bet sizes on any market or user account without prior notice.
• The maximum win for a single bet on topup77 is RM 500,000. For parlays/accumulators, the winning cap is subject to the applicable specific terms.

For badminton specifically on topup77, bets are settled based on official BWF results. If a match is postponed and resumed within 24 hours at the same or a different venue, topup77 bets will remain valid and be settled based on the final match result.

All casino games on topup77 — including slots, table games, Live Casino, and fish shooting games — are subject to the following general rules:

• All slots and Live Casino games on topup77 use a Random Number Generator (RNG) that has been verified and audited by an independent body to ensure the integrity and fairness of every game round.
• In the event of a technical disruption, connection loss, or system failure during a Live Casino game on topup77, any incomplete transactions will be settled based on verified server records. If the outcome cannot be confirmed, the related bet will be voided and funds returned.
• Any attempt to exploit bugs or vulnerabilities in topup77's gaming software is strictly prohibited. Winnings obtained through such means will not be paid out and the associated account will be terminated.
• The use of automation software, bots, or any third-party tools to play casino games on topup77 is strictly prohibited and constitutes a serious breach of these terms.
• topup77 reserves the right to modify, update, or remove any game from the platform at any time based on operational requirements or agreements with game providers.

The Return To Player (RTP) for each slot game on topup77 is available within the respective game information. topup77 is committed to ensuring that the actual RTP complies with provider specifications and is not altered in any way.

The security of your topup77 account is a shared responsibility between topup77 and you as the user. topup77 provides a multi-layered security infrastructure to protect your account, but your own actions play an equally important role.

• You are solely responsible for keeping your topup77 account password confidential. Do not share your login credentials with anyone — including topup77 staff, who will never ask for your password.
• Use a strong, unique password for your topup77 account — at least 8 characters combining uppercase letters, lowercase letters, numbers, and symbols.
• Enable two-factor authentication (2FA) on your topup77 account for added protection. topup77 recommends 2FA for all users.
• Contact topup77 support immediately via live chat or email at support@topup77.best if you suspect any suspicious activity on your account.
• topup77 will never request sensitive information such as passwords, PINs, or full card numbers via email, SMS, or any other unsecured communication channel.

Regarding privacy, topup77 collects and processes your personal data in accordance with our Privacy Policy, which can be read at topup77 Privacy Policy page. Your data will not be sold to third parties and is only shared with necessary parties such as payment providers and the relevant regulatory bodies.

Topup77 reserves the right to suspend or close a user's account under the following circumstances:

• Violation of any part of these topup77 Terms & Conditions.
• Detection of fraudulent activity, money laundering, or any other illegal activity involving the topup77 account in question.
• Registration information found to be inaccurate, false, or misleading.
• Multiple topup77 accounts held by the same individual.
• Account closure requested at the user's own initiative.
• Account inactivity exceeding 12 consecutive months (inactive accounts may be subject to an administrative fee of RM 5 per month after this period).

If you wish to close your topup77 account, please contact topup77 customer support via live chat or email at support@topup77.best. Any remaining balance in your account will be returned to your original payment method within 5 business days once the closure request has been processed and all security checks are completed.

In the event of account closure due to a breach of topup77's terms, topup77 reserves the right to forfeit all balances, including deposited funds, winnings, and bonuses. topup77's decision in such cases is final.

Topup77 genuinely cares about the wellbeing of every user. We believe betting should always be an enjoyable form of entertainment, not a source of stress or financial hardship. topup77 provides the following self-management tools for all users:

• Deposit Limit: Set daily, weekly, or monthly deposit limits to control how much you add to your topup77 account within a given period. Limits can be decreased immediately, but any increase requires a 7-day waiting period.
• Loss Limit: Set a maximum amount you can lose over a daily, weekly, or monthly period on your topup77 account.
• Session Time Limit: Set a maximum daily active session limit on the topup77 platform. You will be notified as you approach the limit and automatically logged out once it is reached.
• Account Cool-Off: Lock your topup77 account for 24 hours, 1 week, 1 month, or 3 months. During this period, you will not be able to log in or make any deposits.
• Self-Exclusion: The option to self-exclude permanently or for a minimum period of 6 months from the topup77 platform. Contact topup77 support to activate this option.

If you or someone you know is struggling with a gambling problem, please seek help. topup77 encourages you to reach out for professional support if needed. We are committed to assisting users who require it with appropriate information and guidance through our topup77 Responsible Gaming.

The topup77 platform is provided on an "as-is" basis, and topup77 makes no express or implied warranties regarding the availability, accuracy, or suitability of the platform for any particular purpose. Please take note of the following:

• topup77 does not guarantee that the platform will be free from interruptions, errors, or viruses. We make every effort to maintain 99.9% uptime; however, occasional technical disruptions are entirely beyond our control.
• topup77's liability for any direct or indirect losses arising from the use of, or inability to use, the topup77 platform shall not exceed the total amount deposited into your account in the 30 days preceding the claim.
• topup77 is not liable for any losses resulting from unauthorised access to your account due to your own negligence in safeguarding your login credentials.
• Betting is a high-risk activity. topup77 does not guarantee that you will win or profit from using the topup77 platform.

Topup77 reserves the right to amend, update, or replace any part of these Terms & Conditions at any time. Material changes will be communicated to registered users via email or in-platform notification at least 14 days before taking effect, unless the change is required immediately for security or legal reasons.

Your continued use of the topup77 platform after any changes to the terms take effect will be deemed as your acceptance of the revised terms. If you do not agree with any changes to topup77's terms, you are entitled to close your account and withdraw all remaining funds.

For any enquiries regarding these Terms & Conditions or any aspect of topup77's services, please contact us via:

• Email: support@topup77.best
• Live Chat: Available 24/7 within the topup77 platform (button at the bottom right corner)
• Telegram: Official topup77 channel (accessible after logging into your account)

These Terms & Conditions are governed by applicable laws, and any disputes that cannot be resolved through negotiation will be referred to the dispute resolution procedure established by topup77.